Some of these retailers include stores such as J.Crew, New York & Company, Bed Bath & Beyond, Ikea, Overstock, and many more.Ĭomenity offers both store cards and credit cardsĬomenity Bank issues both private-label and co-branded credit cards for its retail partners. Considering that Comenity provides credit programs on behalf of so many retailers, you might already be a cardmember yourself. The parent company also oversees Alliance Data Retail Services, which is also a credit card company.Ĭurrently, more than 50 million cardmembers hold an account with Comenity Bank. The bank is a subsidiary of Bread Financial, a financial services company, which recently changed its name to Bread Savings. While it changed its name to Comenity Bank in 2012, it continues to provide the same credit cards and high-yield savings accounts to its customers. Those store cards the clerks always ask you if you’re interested in applying for? Those are private-label credit cards.Ĭomenity Bank was first formed as World Financial Network National Bank in 1989 with the goal of providing private-label credit card services to various retail establishments. If you’ve ever bought anything from a department store - which you probably have - you know exactly what I’m talking about. These financing solutions make their way to you as a consumer in the form of private-label and co-branded credit cards. Getting approved for a card from Comenity BankĬomenity Bank provides financing solutions to many popular brands around the world - more than 135 retail partners to be precise.The complete list of cards offered by Comenity Bank.The best cards offered by Comenity Bank we recommend.Comenity offers both store cards and credit cards.
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